General Personal Injury FAQs — Waggaman

• ❓An adjuster told me “The bills are higher than reasonable market value..” Can a Waggaman personal injury lawyer still help?
  Yes. Adjusters regularly say “The bills are higher than reasonable market value.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like Safe Auto Insurance. If they won’t deal fairly, we prepare for a plaintiff verdict reached after closing arguments and pursue full compensation.
• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., MAPFRE Insurance) often second-guess medical care to cut payouts. For clients such as a passenger thrown from golf cart with complex hand laceration with tendon damage, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.
• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a settlement approved in 24th Judicial District Court. Our case histories include results such as 2.0M. The goal is simple: fair compensation for your losses in Waggaman.
• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Waggaman allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like rotator cuff tear. Don’t accept “The collision was too minor to cause injury.” at face value.
• ❓What should I do if Loya Insurance Group says “You didn’t go to the emergency room.” after my Waggaman crash?
  Insurers like Loya Insurance Group often use lines such as “You didn’t go to the emergency room.” to stall or minimize claims. Even injuries like phalangeal fracture can be life-changing. In Waggaman, we gather medical proof, challenge delay tactics, and, if needed, push for a settlement approved in 24th Judicial District Court — outcomes in our files include results up to 2.48M.
• ❓Will a gap in my medical care ruin my case in Waggaman?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “Your injury doesn’t meet our definition of serious.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.