General Personal Injury FAQs — Sterlington

• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a final trial award rendered by 4th Judicial District Court. Our case histories include results such as 2.06M. The goal is simple: fair compensation for your losses in Sterlington.
• ❓What should I do if Penn National Insurance says “The bills are higher than reasonable market value.” after my Sterlington crash?
  Insurers like Penn National Insurance often use lines such as “The bills are higher than reasonable market value.” to stall or minimize claims. Even injuries like loss of bladder control after spine trauma can be life-changing. In Sterlington, we gather medical proof, challenge delay tactics, and, if needed, push for a final trial award rendered by 4th Judicial District Court — outcomes in our files include results up to 1.88M.
• ❓Will a gap in my medical care ruin my case in Sterlington?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “Your injuries were pre-existing.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.
• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., Bristol West) often second-guess medical care to cut payouts. For clients such as a vehicle occupant hit during police chase with fractured radius or ulna, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.
• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Sterlington allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like loss of bowel control after spine injury. Don’t accept “The vehicle damage was minor.” at face value.
• ❓An adjuster told me “Your injury doesn’t meet our definition of serious..” Can a Sterlington personal injury lawyer still help?
  Yes. Adjusters regularly say “Your injury doesn’t meet our definition of serious.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like Penn National Insurance. If they won’t deal fairly, we prepare for a six-figure settlement finalized in 4th Judicial District Court and pursue full compensation.