General Personal Injury FAQs — Rayville

• ❓An adjuster told me “You didn’t follow doctor’s orders..” Can a Rayville personal injury lawyer still help?
  Yes. Adjusters regularly say “You didn’t follow doctor’s orders.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like Wawanesa Insurance. If they won’t deal fairly, we prepare for a judge’s damages award following bench trial and pursue full compensation.
• ❓What should I do if National General says “You didn’t go to the emergency room.” after my Rayville crash?
  Insurers like National General often use lines such as “You didn’t go to the emergency room.” to stall or minimize claims. Even injuries like flexor tendon rupture can be life-changing. In Rayville, we gather medical proof, challenge delay tactics, and, if needed, push for a case settled during mediation — outcomes in our files include results up to 831K.
• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a case settled during mediation. Our case histories include results such as 2.49M. The goal is simple: fair compensation for your losses in Rayville.
• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Rayville allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like burns (2nd or 3rd degree). Don’t accept “You didn’t report the injury immediately.” at face value.
• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., Erie Insurance) often second-guess medical care to cut payouts. For clients such as a school crossing guard struck by vehicle with lumbar spine injury, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.
• ❓Will a gap in my medical care ruin my case in Rayville?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “This is the most we’re allowed to offer.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.