General Personal Injury FAQs — Provencal

• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., Shelter Insurance) often second-guess medical care to cut payouts. For clients such as a school crossing guard struck by vehicle with degenerative disc disease from trauma, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.
• ❓An adjuster told me “You’ve already reached maximum medical improvement..” Can a Provencal personal injury lawyer still help?
  Yes. Adjusters regularly say “You’ve already reached maximum medical improvement.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like Bluefire Insurance. If they won’t deal fairly, we prepare for a damages awarded in settlement conference and pursue full compensation.
• ❓What should I do if Stillwater Insurance says “You’ve already reached maximum medical improvement.” after my Provencal crash?
  Insurers like Stillwater Insurance often use lines such as “You’ve already reached maximum medical improvement.” to stall or minimize claims. Even injuries like mandibular nerve injury can be life-changing. In Provencal, we gather medical proof, challenge delay tactics, and, if needed, push for a binding arbitration resulted in favorable award — outcomes in our files include results up to 1.11M.
• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a binding arbitration resulted in favorable award. Our case histories include results such as 1.55M. The goal is simple: fair compensation for your losses in Provencal.
• ❓Will a gap in my medical care ruin my case in Provencal?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “You didn’t provide a recorded statement.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.
• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Provencal allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like burns (2nd or 3rd degree). Don’t accept “You didn’t report the injury immediately.” at face value.