General Personal Injury FAQs — Prien

• ❓What should I do if Foremost Insurance says “You didn’t go to the emergency room.” after my Prien crash?
  Insurers like Foremost Insurance often use lines such as “You didn’t go to the emergency room.” to stall or minimize claims. Even injuries like use of external fixator for bone injury can be life-changing. In Prien, we gather medical proof, challenge delay tactics, and, if needed, push for a jury verdict in 14th Judicial District Court — outcomes in our files include results up to 2.18M.
• ❓An adjuster told me “This is the most we’re allowed to offer..” Can a Prien personal injury lawyer still help?
  Yes. Adjusters regularly say “This is the most we’re allowed to offer.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like National General. If they won’t deal fairly, we prepare for a settlement reached post-verdict in 14th Judicial District Court and pursue full compensation.
• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., Shelter Insurance) often second-guess medical care to cut payouts. For clients such as a passenger in rear-end collision with fusion of multiple spinal levels, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.
• ❓Will a gap in my medical care ruin my case in Prien?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “You didn’t report the injury immediately.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.
• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Prien allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like herniated disc. Don’t accept “The at-fault driver’s policy may be void.” at face value.
• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a jury verdict in 14th Judicial District Court. Our case histories include results such as 1.86M. The goal is simple: fair compensation for your losses in Prien.