General Personal Injury FAQs — Powhatan

• ❓Will a gap in my medical care ruin my case in Powhatan?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “You didn’t report the injury immediately.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.
• ❓What should I do if Shelter Insurance says “We need more documentation.” after my Powhatan crash?
  Insurers like Shelter Insurance often use lines such as “We need more documentation.” to stall or minimize claims. Even injuries like compound fracture of the leg can be life-changing. In Powhatan, we gather medical proof, challenge delay tactics, and, if needed, push for a award confirmed during arbitration — outcomes in our files include results up to 2.21M.
• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., Western National Insurance) often second-guess medical care to cut payouts. For clients such as a passenger struck in side-impact collision with paralysis (partial or complete), we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.
• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Powhatan allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like cervical disc replacement. Don’t accept “We can’t confirm that you were the driver.” at face value.
• ❓An adjuster told me “The at-fault driver’s policy may be void..” Can a Powhatan personal injury lawyer still help?
  Yes. Adjusters regularly say “The at-fault driver’s policy may be void.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like GuideOne Insurance. If they won’t deal fairly, we prepare for a damages awarded in settlement conference and pursue full compensation.
• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a award confirmed during arbitration. Our case histories include results such as 1.29M. The goal is simple: fair compensation for your losses in Powhatan.