General Personal Injury FAQs — Plain Dealing

• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Plain Dealing allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like loss of limb (amputation). Don’t accept “There’s a gap in your medical care.” at face value.
• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a pre-trial settlement in 26th Judicial District Court. Our case histories include results such as 1.86M. The goal is simple: fair compensation for your losses in Plain Dealing.
• ❓Will a gap in my medical care ruin my case in Plain Dealing?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “We need to confirm your insurance coverage.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.
• ❓An adjuster told me “The photos you submitted aren’t clear..” Can a Plain Dealing personal injury lawyer still help?
  Yes. Adjusters regularly say “The photos you submitted aren’t clear.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like AssuranceAmerica. If they won’t deal fairly, we prepare for a plaintiff verdict reached after closing arguments and pursue full compensation.
• ❓What should I do if Elephant Insurance says “We believe the claim is inflated.” after my Plain Dealing crash?
  Insurers like Elephant Insurance often use lines such as “We believe the claim is inflated.” to stall or minimize claims. Even injuries like multiple rib fractures can be life-changing. In Plain Dealing, we gather medical proof, challenge delay tactics, and, if needed, push for a pre-trial settlement in 26th Judicial District Court — outcomes in our files include results up to 1.77M.
• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., NJM Insurance Group) often second-guess medical care to cut payouts. For clients such as a teen passenger injured in friend’s car with severe concussion, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.