General Personal Injury FAQs — Oberlin

• ❓An adjuster told me “We believe the claim is inflated..” Can a Oberlin personal injury lawyer still help?
  Yes. Adjusters regularly say “We believe the claim is inflated.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like Patriot Insurance. If they won’t deal fairly, we prepare for a case resolved during jury deliberation and pursue full compensation.
• ❓What should I do if Branch Insurance says “There’s a gap in your medical care.” after my Oberlin crash?
  Insurers like Branch Insurance often use lines such as “There’s a gap in your medical care.” to stall or minimize claims. Even injuries like cervical fracture can be life-changing. In Oberlin, we gather medical proof, challenge delay tactics, and, if needed, push for a pre-trial settlement in 33rd Judicial District Court — outcomes in our files include results up to 1.23M.
• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a pre-trial settlement in 33rd Judicial District Court. Our case histories include results such as 2.13M. The goal is simple: fair compensation for your losses in Oberlin.
• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., Bristol West) often second-guess medical care to cut payouts. For clients such as a elderly driver with meniscus tear, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.
• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Oberlin allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like ulnar nerve entrapment from trauma. Don’t accept “We haven’t completed our medical review yet.” at face value.
• ❓Will a gap in my medical care ruin my case in Oberlin?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “The police report is inconclusive.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.