General Personal Injury FAQs — North Hodge

• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in North Hodge allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like repetitive orthopedic surgeries post-crash. Don’t accept “There’s insufficient evidence of impact severity.” at face value.
• ❓What should I do if GEICO says “Your injuries were pre-existing.” after my North Hodge crash?
  Insurers like GEICO often use lines such as “Your injuries were pre-existing.” to stall or minimize claims. Even injuries like loss of functional independence can be life-changing. In North Hodge, we gather medical proof, challenge delay tactics, and, if needed, push for a jury award issued in civil trial at 2nd Judicial District Court — outcomes in our files include results up to 900K.
• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a jury award issued in civil trial at 2nd Judicial District Court. Our case histories include results such as 1.25M. The goal is simple: fair compensation for your losses in North Hodge.
• ❓An adjuster told me “The vehicle damage was minor..” Can a North Hodge personal injury lawyer still help?
  Yes. Adjusters regularly say “The vehicle damage was minor.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like Loya Insurance Group. If they won’t deal fairly, we prepare for a binding arbitration resulted in favorable award and pursue full compensation.
• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., American Family Insurance) often second-guess medical care to cut payouts. For clients such as a motorcyclist with traumatic aneurysm, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.
• ❓Will a gap in my medical care ruin my case in North Hodge?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “We have to confirm if your policy was active.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.