General Personal Injury FAQs — Monticello

• ❓An adjuster told me “You returned to work too quickly to justify lost wages..” Can a Monticello personal injury lawyer still help?
  Yes. Adjusters regularly say “You returned to work too quickly to justify lost wages.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like Unitrin Insurance. If they won’t deal fairly, we prepare for a final trial award rendered by 19th Judicial District Court and pursue full compensation.
• ❓What should I do if AssuranceAmerica says “The treatment timeline doesn’t make sense.” after my Monticello crash?
  Insurers like AssuranceAmerica often use lines such as “The treatment timeline doesn’t make sense.” to stall or minimize claims. Even injuries like jaw fracture (mandibular) can be life-changing. In Monticello, we gather medical proof, challenge delay tactics, and, if needed, push for a settlement reached post-verdict in 19th Judicial District Court — outcomes in our files include results up to 1.38M.
• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., Erie Insurance) often second-guess medical care to cut payouts. For clients such as a victim of a hit-and-run with thoracic outlet syndrome from trauma, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.
• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Monticello allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like orbital nerve damage. Don’t accept “You didn’t see a specialist.” at face value.
• ❓Will a gap in my medical care ruin my case in Monticello?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “The photos you submitted aren’t clear.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.
• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a settlement reached post-verdict in 19th Judicial District Court. Our case histories include results such as 833K. The goal is simple: fair compensation for your losses in Monticello.