General Personal Injury FAQs — Mer Rouge

• ❓What should I do if Chubb says “You can’t prove emotional distress.” after my Mer Rouge crash?
  Insurers like Chubb often use lines such as “You can’t prove emotional distress.” to stall or minimize claims. Even injuries like complex hand laceration with tendon damage can be life-changing. In Mer Rouge, we gather medical proof, challenge delay tactics, and, if needed, push for a seven-figure award granted in 4th Judicial District Court — outcomes in our files include results up to 869K.
• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Mer Rouge allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like ulnar nerve entrapment from trauma. Don’t accept “We’re still investigating liability.” at face value.
• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a seven-figure award granted in 4th Judicial District Court. Our case histories include results such as 869K. The goal is simple: fair compensation for your losses in Mer Rouge.
• ❓Will a gap in my medical care ruin my case in Mer Rouge?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “The medical records aren’t sufficient.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.
• ❓An adjuster told me “You saw a chiropractor, not a medical doctor..” Can a Mer Rouge personal injury lawyer still help?
  Yes. Adjusters regularly say “You saw a chiropractor, not a medical doctor.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like Amica Mutual. If they won’t deal fairly, we prepare for a jury awarded damages in 4th Judicial District Court and pursue full compensation.
• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., Aspire General) often second-guess medical care to cut payouts. For clients such as a Lyft passenger with quadriplegia, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.