General Personal Injury FAQs — Lucky

• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a settlement reached post-verdict in 2nd Judicial District Court. Our case histories include results such as 1.85M. The goal is simple: fair compensation for your losses in Lucky.
• ❓What should I do if Dairyland Insurance says “We believe the claim is inflated.” after my Lucky crash?
  Insurers like Dairyland Insurance often use lines such as “We believe the claim is inflated.” to stall or minimize claims. Even injuries like orbital nerve damage can be life-changing. In Lucky, we gather medical proof, challenge delay tactics, and, if needed, push for a settlement reached post-verdict in 2nd Judicial District Court — outcomes in our files include results up to 1.17M.
• ❓An adjuster told me “Your injuries were pre-existing..” Can a Lucky personal injury lawyer still help?
  Yes. Adjusters regularly say “Your injuries were pre-existing.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like Root Insurance. If they won’t deal fairly, we prepare for a jury award issued in civil trial at 2nd Judicial District Court and pursue full compensation.
• ❓Will a gap in my medical care ruin my case in Lucky?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “The police report is inconclusive.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.
• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Lucky allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like complex regional pain syndrome. Don’t accept “You waited too long to seek treatment.” at face value.
• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., Alpha Property & Casualty) often second-guess medical care to cut payouts. For clients such as a commuter hit in parking garage with traumatic brain swelling, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.