General Personal Injury FAQs — Lockport

• ❓What should I do if Dairyland Insurance says “We can’t verify your medical provider’s credentials.” after my Lockport crash?
  Insurers like Dairyland Insurance often use lines such as “We can’t verify your medical provider’s credentials.” to stall or minimize claims. Even injuries like clavicle fracture can be life-changing. In Lockport, we gather medical proof, challenge delay tactics, and, if needed, push for a final judgment entered by 17th Judicial District Court — outcomes in our files include results up to 929K.
• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Lockport allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like vascular injury with surgical repair. Don’t accept “We need more documentation.” at face value.
• ❓An adjuster told me “The vehicle damage was minor..” Can a Lockport personal injury lawyer still help?
  Yes. Adjusters regularly say “The vehicle damage was minor.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like Foremost Insurance. If they won’t deal fairly, we prepare for a pre-trial settlement in 17th Judicial District Court and pursue full compensation.
• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., Infinity Property & Casualty) often second-guess medical care to cut payouts. For clients such as a parent injured while transporting child with phalangeal fracture, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.
• ❓Will a gap in my medical care ruin my case in Lockport?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “You returned to work too quickly to justify lost wages.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.
• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a final judgment entered by 17th Judicial District Court. Our case histories include results such as 2.03M. The goal is simple: fair compensation for your losses in Lockport.