General Personal Injury FAQs — Lafitte

• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Lafitte allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like fractured humerus. Don’t accept “There’s a coverage issue we’re reviewing.” at face value.
• ❓Will a gap in my medical care ruin my case in Lafitte?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “The at-fault driver’s policy may be void.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.
• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a out-of-court settlement following litigation. Our case histories include results such as 2.18M. The goal is simple: fair compensation for your losses in Lafitte.
• ❓An adjuster told me “We’re waiting on a supervisor’s approval..” Can a Lafitte personal injury lawyer still help?
  Yes. Adjusters regularly say “We’re waiting on a supervisor’s approval.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like Loya Insurance Group. If they won’t deal fairly, we prepare for a plaintiff verdict reached after closing arguments and pursue full compensation.
• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., American Strategic Insurance) often second-guess medical care to cut payouts. For clients such as a dog walker struck in neighborhood with vascular injury with surgical repair, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.
• ❓What should I do if Horace Mann says “You didn’t notify us within the required time frame.” after my Lafitte crash?
  Insurers like Horace Mann often use lines such as “You didn’t notify us within the required time frame.” to stall or minimize claims. Even injuries like burns (2nd or 3rd degree) can be life-changing. In Lafitte, we gather medical proof, challenge delay tactics, and, if needed, push for a out-of-court settlement following litigation — outcomes in our files include results up to 2.36M.