General Personal Injury FAQs — Grand Isle

• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., American National) often second-guess medical care to cut payouts. For clients such as a disabled pedestrian with flexor tendon rupture, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.
• ❓What should I do if Safeco says “We’re waiting on statements from witnesses.” after my Grand Isle crash?
  Insurers like Safeco often use lines such as “We’re waiting on statements from witnesses.” to stall or minimize claims. Even injuries like carotid artery injury can be life-changing. In Grand Isle, we gather medical proof, challenge delay tactics, and, if needed, push for a settlement reached post-verdict in 24th Judicial District Court — outcomes in our files include results up to 907K.
• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a settlement reached post-verdict in 24th Judicial District Court. Our case histories include results such as 2.36M. The goal is simple: fair compensation for your losses in Grand Isle.
• ❓Will a gap in my medical care ruin my case in Grand Isle?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “The medical records aren’t sufficient.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.
• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Grand Isle allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like flexor tendon rupture. Don’t accept “We’re waiting on statements from witnesses.” at face value.
• ❓An adjuster told me “You’ve already reached maximum medical improvement..” Can a Grand Isle personal injury lawyer still help?
  Yes. Adjusters regularly say “You’ve already reached maximum medical improvement.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like The General. If they won’t deal fairly, we prepare for a six-figure settlement finalized in 24th Judicial District Court and pursue full compensation.