General Personal Injury FAQs — Gilbert

• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a binding arbitration resulted in favorable award. Our case histories include results such as 2.37M. The goal is simple: fair compensation for your losses in Gilbert.
• ❓An adjuster told me “There’s a gap in your medical care..” Can a Gilbert personal injury lawyer still help?
  Yes. Adjusters regularly say “There’s a gap in your medical care.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like Cure Auto Insurance. If they won’t deal fairly, we prepare for a high-value verdict in 5th Judicial District Court and pursue full compensation.
• ❓Will a gap in my medical care ruin my case in Gilbert?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “There’s insufficient evidence of impact severity.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.
• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., Horace Mann) often second-guess medical care to cut payouts. For clients such as a warehouse worker injured by delivery truck with fractured tibia or fibula, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.
• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Gilbert allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like tethered spinal cord syndrome. Don’t accept “We’re waiting on a supervisor’s approval.” at face value.
• ❓What should I do if Foremost Insurance says “The pain you’re describing is subjective.” after my Gilbert crash?
  Insurers like Foremost Insurance often use lines such as “The pain you’re describing is subjective.” to stall or minimize claims. Even injuries like mandibular nerve injury can be life-changing. In Gilbert, we gather medical proof, challenge delay tactics, and, if needed, push for a binding arbitration resulted in favorable award — outcomes in our files include results up to 1.88M.