General Personal Injury FAQs — Delta

• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a jury awarded damages in 6th Judicial District Court. Our case histories include results such as 2.19M. The goal is simple: fair compensation for your losses in Delta.
• ❓What should I do if Western National Insurance says “You didn’t miss enough work to qualify for compensation.” after my Delta crash?
  Insurers like Western National Insurance often use lines such as “You didn’t miss enough work to qualify for compensation.” to stall or minimize claims. Even injuries like cranial fracture with cerebrospinal fluid leak can be life-changing. In Delta, we gather medical proof, challenge delay tactics, and, if needed, push for a jury awarded damages in 6th Judicial District Court — outcomes in our files include results up to 2.06M.
• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Delta allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like thoracic outlet syndrome from trauma. Don’t accept “We don’t believe the treatment was necessary.” at face value.
• ❓An adjuster told me “We don’t believe the vehicle speed contributed..” Can a Delta personal injury lawyer still help?
  Yes. Adjusters regularly say “We don’t believe the vehicle speed contributed.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like Nationwide. If they won’t deal fairly, we prepare for a judge’s damages award following bench trial and pursue full compensation.
• ❓Will a gap in my medical care ruin my case in Delta?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “We can’t verify your medical provider’s credentials.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.
• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., Liberty Mutual) often second-guess medical care to cut payouts. For clients such as a city employee hit during job duties with tongue laceration and avulsion, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.