General Personal Injury FAQs — Colfax

• ❓An adjuster told me “There’s a gap in your medical care..” Can a Colfax personal injury lawyer still help?
  Yes. Adjusters regularly say “There’s a gap in your medical care.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like Horace Mann. If they won’t deal fairly, we prepare for a settlement secured after expert testimony in 35th Judicial District Court and pursue full compensation.
• ❓Will a gap in my medical care ruin my case in Colfax?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “The damage doesn’t match your account of the crash.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.
• ❓What should I do if Infinity Property & Casualty says “Your injury doesn’t meet our definition of serious.” after my Colfax crash?
  Insurers like Infinity Property & Casualty often use lines such as “Your injury doesn’t meet our definition of serious.” to stall or minimize claims. Even injuries like burns (2nd or 3rd degree) can be life-changing. In Colfax, we gather medical proof, challenge delay tactics, and, if needed, push for a case resolved through court-supervised mediation — outcomes in our files include results up to 2.05M.
• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., State Farm) often second-guess medical care to cut payouts. For clients such as a disabled pedestrian with cranial fracture with cerebrospinal fluid leak, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.
• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a case resolved through court-supervised mediation. Our case histories include results such as 2.26M. The goal is simple: fair compensation for your losses in Colfax.
• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Colfax allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like optic nerve damage. Don’t accept “We believe the claim is inflated.” at face value.