General Personal Injury FAQs — Clayton

• ❓Will a gap in my medical care ruin my case in Clayton?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “We need an independent medical examination.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.
• ❓What should I do if Liberty Mutual says “You can’t prove emotional distress.” after my Clayton crash?
  Insurers like Liberty Mutual often use lines such as “You can’t prove emotional distress.” to stall or minimize claims. Even injuries like cerebral contusion can be life-changing. In Clayton, we gather medical proof, challenge delay tactics, and, if needed, push for a settlement reached before trial in 7th Judicial District Court — outcomes in our files include results up to 1.37M.
• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., Mercury Insurance) often second-guess medical care to cut payouts. For clients such as a cyclist hit by delivery van with rib cage trauma with internal injury, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.
• ❓An adjuster told me “The collision was too minor to cause injury..” Can a Clayton personal injury lawyer still help?
  Yes. Adjusters regularly say “The collision was too minor to cause injury.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like Amica Mutual. If they won’t deal fairly, we prepare for a jury awarded damages in 7th Judicial District Court and pursue full compensation.
• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a settlement reached before trial in 7th Judicial District Court. Our case histories include results such as 2.31M. The goal is simple: fair compensation for your losses in Clayton.
• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Clayton allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like disfiguring limb deformity. Don’t accept “We believe the claim is inflated.” at face value.