General Personal Injury FAQs — Central

• ❓What should I do if Direct Auto Insurance says “This is the most we’re allowed to offer.” after my Central crash?
  Insurers like Direct Auto Insurance often use lines such as “This is the most we’re allowed to offer.” to stall or minimize claims. Even injuries like neurogenic bladder can be life-changing. In Central, we gather medical proof, challenge delay tactics, and, if needed, push for a compensation awarded during mediation process — outcomes in our files include results up to 1.4M.
• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., Shelter Insurance) often second-guess medical care to cut payouts. For clients such as a driver struck by drunk driver with tracheal injury, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.
• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Central allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like pelvic hematoma. Don’t accept “There’s a question about your seatbelt use.” at face value.
• ❓Will a gap in my medical care ruin my case in Central?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “You didn’t provide a recorded statement.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.
• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a compensation awarded during mediation process. Our case histories include results such as 1.45M. The goal is simple: fair compensation for your losses in Central.
• ❓An adjuster told me “The bills are higher than reasonable market value..” Can a Central personal injury lawyer still help?
  Yes. Adjusters regularly say “The bills are higher than reasonable market value.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like Unitrin Insurance. If they won’t deal fairly, we prepare for a damages awarded in settlement conference and pursue full compensation.