General Personal Injury FAQs — Campti

• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a six-figure settlement finalized in 10th Judicial District Court. Our case histories include results such as 708K. The goal is simple: fair compensation for your losses in Campti.
• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., Patriot Insurance) often second-guess medical care to cut payouts. For clients such as a e-bike rider with midfoot dislocation, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.
• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Campti allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like elbow dislocation with fracture. Don’t accept “You were partially at fault for the accident.” at face value.
• ❓An adjuster told me “We need more documentation..” Can a Campti personal injury lawyer still help?
  Yes. Adjusters regularly say “We need more documentation.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like Horace Mann. If they won’t deal fairly, we prepare for a settlement reached post-verdict in 10th Judicial District Court and pursue full compensation.
• ❓What should I do if Amica Mutual says “You didn’t report the injury immediately.” after my Campti crash?
  Insurers like Amica Mutual often use lines such as “You didn’t report the injury immediately.” to stall or minimize claims. Even injuries like vertebroplasty or kyphoplasty can be life-changing. In Campti, we gather medical proof, challenge delay tactics, and, if needed, push for a six-figure settlement finalized in 10th Judicial District Court — outcomes in our files include results up to 2.16M.
• ❓Will a gap in my medical care ruin my case in Campti?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “There are inconsistencies in your account.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.