General Personal Injury FAQs — Baton Rouge

• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., Aspire General) often second-guess medical care to cut payouts. For clients such as a crash victim awaiting ambulance with traumatic aneurysm, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.
• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a jury awarded damages in 19th Judicial District Court. Our case histories include results such as 684K. The goal is simple: fair compensation for your losses in Baton Rouge.
• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Baton Rouge allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like extensor tendon injury. Don’t accept “We believe the claim is inflated.” at face value.
• ❓Will a gap in my medical care ruin my case in Baton Rouge?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “You’ve already reached maximum medical improvement.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.
• ❓What should I do if Foremost Insurance says “You’re not permanently impaired.” after my Baton Rouge crash?
  Insurers like Foremost Insurance often use lines such as “You’re not permanently impaired.” to stall or minimize claims. Even injuries like crushed limb requiring surgery can be life-changing. In Baton Rouge, we gather medical proof, challenge delay tactics, and, if needed, push for a jury awarded damages in 19th Judicial District Court — outcomes in our files include results up to 1.29M.
• ❓An adjuster told me “We need an independent medical examination..” Can a Baton Rouge personal injury lawyer still help?
  Yes. Adjusters regularly say “We need an independent medical examination.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like Patriot Insurance. If they won’t deal fairly, we prepare for a six-figure settlement finalized in 19th Judicial District Court and pursue full compensation.