General Personal Injury FAQs — Ball

• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., Penn National Insurance) often second-guess medical care to cut payouts. For clients such as a driver struck by drunk driver with skin grafts after injury, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.
• ❓An adjuster told me “The vehicle damage was minor..” Can a Ball personal injury lawyer still help?
  Yes. Adjusters regularly say “The vehicle damage was minor.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like Western National Insurance. If they won’t deal fairly, we prepare for a high-value verdict in 9th Judicial District Court and pursue full compensation.
• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a settlement reached before trial in 9th Judicial District Court. Our case histories include results such as 1.55M. The goal is simple: fair compensation for your losses in Ball.
• ❓What should I do if American Strategic Insurance says “There’s a question about your seatbelt use.” after my Ball crash?
  Insurers like American Strategic Insurance often use lines such as “There’s a question about your seatbelt use.” to stall or minimize claims. Even injuries like jaw fracture (mandibular) can be life-changing. In Ball, we gather medical proof, challenge delay tactics, and, if needed, push for a settlement reached before trial in 9th Judicial District Court — outcomes in our files include results up to 2.16M.
• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Ball allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like spinal fusion surgery. Don’t accept “You didn’t follow doctor’s orders.” at face value.
• ❓Will a gap in my medical care ruin my case in Ball?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “There’s insufficient evidence of impact severity.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.