General Personal Injury FAQs — Arcadia

• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a multi-million dollar verdict from 2nd Judicial District Court. Our case histories include results such as 1.42M. The goal is simple: fair compensation for your losses in Arcadia.
• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., Western National Insurance) often second-guess medical care to cut payouts. For clients such as a emergency responder hit roadside with ACL/MCL tear, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.
• ❓What should I do if Clearcover says “The provider overcharged for services.” after my Arcadia crash?
  Insurers like Clearcover often use lines such as “The provider overcharged for services.” to stall or minimize claims. Even injuries like retinal hemorrhage from head trauma can be life-changing. In Arcadia, we gather medical proof, challenge delay tactics, and, if needed, push for a multi-million dollar verdict from 2nd Judicial District Court — outcomes in our files include results up to 1.42M.
• ❓Will a gap in my medical care ruin my case in Arcadia?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “We haven’t completed our medical review yet.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.
• ❓An adjuster told me “You saw a chiropractor, not a medical doctor..” Can a Arcadia personal injury lawyer still help?
  Yes. Adjusters regularly say “You saw a chiropractor, not a medical doctor.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like Bluefire Insurance. If they won’t deal fairly, we prepare for a plaintiff verdict reached after closing arguments and pursue full compensation.
• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Arcadia allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like paraplegia. Don’t accept “Your injury doesn’t meet our definition of serious.” at face value.