General Personal Injury FAQs — Willow Oak

• ❓What should I do if American Strategic Insurance says “We don’t believe the vehicle speed contributed.” after my Willow Oak crash?
  Insurers like American Strategic Insurance often use lines such as “We don’t believe the vehicle speed contributed.” to stall or minimize claims. Even injuries like lumbar spine injury can be life-changing. In Willow Oak, we gather medical proof, challenge delay tactics, and, if needed, push for a jury award issued in civil trial at 411th Judicial District Court — outcomes in our files include results up to 1.98M.
• ❓An adjuster told me “The at-fault driver’s policy may be void..” Can a Willow Oak personal injury lawyer still help?
  Yes. Adjusters regularly say “The at-fault driver’s policy may be void.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like Travelers. If they won’t deal fairly, we prepare for a plaintiff verdict reached after closing arguments and pursue full compensation.
• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., Penn National Insurance) often second-guess medical care to cut payouts. For clients such as a Lyft passenger with sacroiliac joint disruption, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.
• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Willow Oak allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like ankle fracture. Don’t accept “You’ve already reached maximum medical improvement.” at face value.
• ❓Will a gap in my medical care ruin my case in Willow Oak?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “You’re not permanently impaired.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.
• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a jury award issued in civil trial at 411th Judicial District Court. Our case histories include results such as 1.55M. The goal is simple: fair compensation for your losses in Willow Oak.