General Personal Injury FAQs — Tangerine

• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Tangerine allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like midfoot dislocation. Don’t accept “The policyholder wasn’t clearly at fault.” at face value.
• ❓What should I do if Stillwater Insurance says “There’s a gap in your medical care.” after my Tangerine crash?
  Insurers like Stillwater Insurance often use lines such as “There’s a gap in your medical care.” to stall or minimize claims. Even injuries like elbow dislocation with fracture can be life-changing. In Tangerine, we gather medical proof, challenge delay tactics, and, if needed, push for a settlement reached post-verdict in 128th Judicial District Court — outcomes in our files include results up to 1.92M.
• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a settlement reached post-verdict in 128th Judicial District Court. Our case histories include results such as 2.39M. The goal is simple: fair compensation for your losses in Tangerine.
• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., Alpha Property & Casualty) often second-guess medical care to cut payouts. For clients such as a e-bike rider with vertebral fracture, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.
• ❓Will a gap in my medical care ruin my case in Tangerine?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “There are inconsistencies in your account.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.
• ❓An adjuster told me “There’s a coverage issue we’re reviewing..” Can a Tangerine personal injury lawyer still help?
  Yes. Adjusters regularly say “There’s a coverage issue we’re reviewing.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like Texas Farm Bureau. If they won’t deal fairly, we prepare for a high-value verdict in 128th Judicial District Court and pursue full compensation.