General Personal Injury FAQs — Steinhatchee

• ❓What should I do if Farmers Insurance says “Your injury doesn’t meet our definition of serious.” after my Steinhatchee crash?
  Insurers like Farmers Insurance often use lines such as “Your injury doesn’t meet our definition of serious.” to stall or minimize claims. Even injuries like plantar fascia rupture can be life-changing. In Steinhatchee, we gather medical proof, challenge delay tactics, and, if needed, push for a jury verdict in 42nd Judicial District Court — outcomes in our files include results up to 1.22M.
• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., Westfield Insurance) often second-guess medical care to cut payouts. For clients such as a commuter hit in crosswalk with smoke inhalation injuries, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.
• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Steinhatchee allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like phalangeal fracture. Don’t accept “We haven’t received your bills yet.” at face value.
• ❓Will a gap in my medical care ruin my case in Steinhatchee?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “The treatment timeline doesn’t make sense.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.
• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a jury verdict in 42nd Judicial District Court. Our case histories include results such as 2.2M. The goal is simple: fair compensation for your losses in Steinhatchee.
• ❓An adjuster told me “The policyholder wasn’t clearly at fault..” Can a Steinhatchee personal injury lawyer still help?
  Yes. Adjusters regularly say “The policyholder wasn’t clearly at fault.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like Liberty Mutual. If they won’t deal fairly, we prepare for a damages awarded in settlement conference and pursue full compensation.