General Personal Injury FAQs — Sewalls Point

• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., National General) often second-guess medical care to cut payouts. For clients such as a family struck in intersection T-bone with compound fracture of the leg, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.
• ❓What should I do if MAPFRE Insurance says “The policyholder wasn’t clearly at fault.” after my Sewalls Point crash?
  Insurers like MAPFRE Insurance often use lines such as “The policyholder wasn’t clearly at fault.” to stall or minimize claims. Even injuries like fractured humerus can be life-changing. In Sewalls Point, we gather medical proof, challenge delay tactics, and, if needed, push for a damages awarded in settlement conference — outcomes in our files include results up to 1.18M.
• ❓Will a gap in my medical care ruin my case in Sewalls Point?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “The treatment timeline doesn’t make sense.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.
• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a damages awarded in settlement conference. Our case histories include results such as 1.47M. The goal is simple: fair compensation for your losses in Sewalls Point.
• ❓An adjuster told me “We have to confirm if your policy was active..” Can a Sewalls Point personal injury lawyer still help?
  Yes. Adjusters regularly say “We have to confirm if your policy was active.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like Penn National Insurance. If they won’t deal fairly, we prepare for a verdict rendered after trial in 109th Judicial District Court and pursue full compensation.
• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Sewalls Point allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like acetabular fracture. Don’t accept “We don’t believe the treatment was necessary.” at face value.