General Personal Injury FAQs — Polk City

• ❓An adjuster told me “Your injuries were pre-existing..” Can a Polk City personal injury lawyer still help?
  Yes. Adjusters regularly say “Your injuries were pre-existing.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like Allstate. If they won’t deal fairly, we prepare for a case concluded with settlement in 258th Judicial District Court and pursue full compensation.
• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., American Family Insurance) often second-guess medical care to cut payouts. For clients such as a passenger in rollover crash with rotator cuff tear, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.
• ❓What should I do if GuideOne Insurance says “Your injuries were pre-existing.” after my Polk City crash?
  Insurers like GuideOne Insurance often use lines such as “Your injuries were pre-existing.” to stall or minimize claims. Even injuries like compound fracture of the leg can be life-changing. In Polk City, we gather medical proof, challenge delay tactics, and, if needed, push for a jury award issued in civil trial at 258th Judicial District Court — outcomes in our files include results up to 1.98M.
• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a jury award issued in civil trial at 258th Judicial District Court. Our case histories include results such as 949K. The goal is simple: fair compensation for your losses in Polk City.
• ❓Will a gap in my medical care ruin my case in Polk City?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “The policyholder wasn’t clearly at fault.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.
• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Polk City allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like torn Achilles tendon. Don’t accept “We need an independent medical examination.” at face value.