General Personal Injury FAQs — Malone

• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a jury decision in favor of the plaintiff in 267th Judicial District Court. Our case histories include results such as 1.98M. The goal is simple: fair compensation for your losses in Malone.
• ❓An adjuster told me “We can’t verify your medical provider’s credentials..” Can a Malone personal injury lawyer still help?
  Yes. Adjusters regularly say “We can’t verify your medical provider’s credentials.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like ACCC Insurance Company. If they won’t deal fairly, we prepare for a case concluded with settlement in 267th Judicial District Court and pursue full compensation.
• ❓What should I do if Loya Insurance Group says “You’re not permanently impaired.” after my Malone crash?
  Insurers like Loya Insurance Group often use lines such as “You’re not permanently impaired.” to stall or minimize claims. Even injuries like degenerative changes from trauma can be life-changing. In Malone, we gather medical proof, challenge delay tactics, and, if needed, push for a jury decision in favor of the plaintiff in 267th Judicial District Court — outcomes in our files include results up to 1.26M.
• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Malone allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like Monteggia fracture. Don’t accept “Your injury doesn’t meet our definition of serious.” at face value.
• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., Bristol West Insurance Group) often second-guess medical care to cut payouts. For clients such as a city employee hit during job duties with esophageal tear, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.
• ❓Will a gap in my medical care ruin my case in Malone?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “We need an independent medical examination.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.