General Personal Injury FAQs — Malone

• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., Farmers Insurance) often second-guess medical care to cut payouts. For clients such as a truck driver with pancreatic trauma, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.
• ❓What should I do if Infinity Insurance says “Your injuries were pre-existing.” after my Malone crash?
  Insurers like Infinity Insurance often use lines such as “Your injuries were pre-existing.” to stall or minimize claims. Even injuries like fusion of multiple spinal levels can be life-changing. In Malone, we gather medical proof, challenge delay tactics, and, if needed, push for a verdict rendered after trial in 24th Judicial District Court — outcomes in our files include results up to 2.39M.
• ❓Will a gap in my medical care ruin my case in Malone?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “The at-fault driver’s policy may be void.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.
• ❓An adjuster told me “We’re waiting on a supervisor’s approval..” Can a Malone personal injury lawyer still help?
  Yes. Adjusters regularly say “We’re waiting on a supervisor’s approval.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like Wawanesa Insurance. If they won’t deal fairly, we prepare for a six-figure settlement finalized in 24th Judicial District Court and pursue full compensation.
• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a verdict rendered after trial in 24th Judicial District Court. Our case histories include results such as 880K. The goal is simple: fair compensation for your losses in Malone.
• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Malone allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like fusion of multiple spinal levels. Don’t accept “The bills are higher than reasonable market value.” at face value.