General Personal Injury FAQs — Lockhart

• ❓What should I do if California Casualty says “You were partially at fault for the accident.” after my Lockhart crash?
  Insurers like California Casualty often use lines such as “You were partially at fault for the accident.” to stall or minimize claims. Even injuries like fractured pelvis can be life-changing. In Lockhart, we gather medical proof, challenge delay tactics, and, if needed, push for a structured settlement agreement reached — outcomes in our files include results up to 2.45M.
• ❓Will a gap in my medical care ruin my case in Lockhart?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “The vehicle damage was minor.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.
• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., Bluefire Insurance) often second-guess medical care to cut payouts. For clients such as a passenger in speeding vehicle crash with sacroiliac joint disruption, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.
• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Lockhart allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like thoracic outlet syndrome from trauma. Don’t accept “This is the most we’re allowed to offer.” at face value.
• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a structured settlement agreement reached. Our case histories include results such as 2.21M. The goal is simple: fair compensation for your losses in Lockhart.
• ❓An adjuster told me “We need to confirm your insurance coverage..” Can a Lockhart personal injury lawyer still help?
  Yes. Adjusters regularly say “We need to confirm your insurance coverage.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like Encompass Insurance. If they won’t deal fairly, we prepare for a plaintiff verdict reached after closing arguments and pursue full compensation.