General Personal Injury FAQs — Lake Hart

• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., Bluefire Insurance) often second-guess medical care to cut payouts. For clients such as a parking lot pedestrian with use of external fixator for bone injury, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.
• ❓An adjuster told me “We need an independent medical examination..” Can a Lake Hart personal injury lawyer still help?
  Yes. Adjusters regularly say “We need an independent medical examination.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like Westfield Insurance. If they won’t deal fairly, we prepare for a structured settlement agreement reached and pursue full compensation.
• ❓What should I do if NJM Insurance Group says “You were partially at fault for the accident.” after my Lake Hart crash?
  Insurers like NJM Insurance Group often use lines such as “You were partially at fault for the accident.” to stall or minimize claims. Even injuries like thoracic outlet syndrome from trauma can be life-changing. In Lake Hart, we gather medical proof, challenge delay tactics, and, if needed, push for a seven-figure award granted in 128th Judicial District Court — outcomes in our files include results up to 742K.
• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a seven-figure award granted in 128th Judicial District Court. Our case histories include results such as 1.33M. The goal is simple: fair compensation for your losses in Lake Hart.
• ❓Will a gap in my medical care ruin my case in Lake Hart?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “We don’t believe the treatment was necessary.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.
• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Lake Hart allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like hip dislocation. Don’t accept “You can’t prove emotional distress.” at face value.