General Personal Injury FAQs — Lake Hart

• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., Root Insurance) often second-guess medical care to cut payouts. For clients such as a passenger in company vehicle with intra-articular knee fracture, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.
• ❓Will a gap in my medical care ruin my case in Lake Hart?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “The pain you’re describing is subjective.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.
• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Lake Hart allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like brachial plexus injury. Don’t accept “We’re waiting on statements from witnesses.” at face value.
• ❓An adjuster told me “You didn’t follow doctor’s orders..” Can a Lake Hart personal injury lawyer still help?
  Yes. Adjusters regularly say “You didn’t follow doctor’s orders.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like NJM Insurance Group. If they won’t deal fairly, we prepare for a judge’s damages award following bench trial and pursue full compensation.
• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a award confirmed during arbitration. Our case histories include results such as 1.52M. The goal is simple: fair compensation for your losses in Lake Hart.
• ❓What should I do if Westfield Insurance says “You can’t prove emotional distress.” after my Lake Hart crash?
  Insurers like Westfield Insurance often use lines such as “You can’t prove emotional distress.” to stall or minimize claims. Even injuries like rotator cuff tear can be life-changing. In Lake Hart, we gather medical proof, challenge delay tactics, and, if needed, push for a award confirmed during arbitration — outcomes in our files include results up to 947K.