General Personal Injury FAQs — Horizon West

• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Horizon West allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like complex regional pain syndrome. Don’t accept “We don’t believe the vehicle speed contributed.” at face value.
• ❓Will a gap in my medical care ruin my case in Horizon West?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “We need to confirm your insurance coverage.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.
• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., GEICO) often second-guess medical care to cut payouts. For clients such as a nursing home resident with nerve root impingement, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.
• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a pre-trial settlement in 128th Judicial District Court. Our case histories include results such as 2.28M. The goal is simple: fair compensation for your losses in Horizon West.
• ❓What should I do if Mercury Insurance says “You’ve already reached maximum medical improvement.” after my Horizon West crash?
  Insurers like Mercury Insurance often use lines such as “You’ve already reached maximum medical improvement.” to stall or minimize claims. Even injuries like foot or toe fracture can be life-changing. In Horizon West, we gather medical proof, challenge delay tactics, and, if needed, push for a pre-trial settlement in 128th Judicial District Court — outcomes in our files include results up to 1.97M.
• ❓An adjuster told me “We don’t believe the treatment was necessary..” Can a Horizon West personal injury lawyer still help?
  Yes. Adjusters regularly say “We don’t believe the treatment was necessary.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like Esurance. If they won’t deal fairly, we prepare for a award granted by judge in 128th Judicial District Court and pursue full compensation.