General Personal Injury FAQs — Harlem Heights

• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Harlem Heights allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like loss of limb (amputation). Don’t accept “You returned to work too quickly to justify lost wages.” at face value.
• ❓What should I do if State Farm says “The pain you’re describing is subjective.” after my Harlem Heights crash?
  Insurers like State Farm often use lines such as “The pain you’re describing is subjective.” to stall or minimize claims. Even injuries like pelvic ring disruption can be life-changing. In Harlem Heights, we gather medical proof, challenge delay tactics, and, if needed, push for a jury decision in favor of the plaintiff in 21st Judicial District Court — outcomes in our files include results up to 1.25M.
• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a jury decision in favor of the plaintiff in 21st Judicial District Court. Our case histories include results such as 2.31M. The goal is simple: fair compensation for your losses in Harlem Heights.
• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., GEICO) often second-guess medical care to cut payouts. For clients such as a commercial van driver with extensor tendon injury, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.
• ❓Will a gap in my medical care ruin my case in Harlem Heights?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “The damage doesn’t match your account of the crash.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.
• ❓An adjuster told me “You didn’t miss enough work to qualify for compensation..” Can a Harlem Heights personal injury lawyer still help?
  Yes. Adjusters regularly say “You didn’t miss enough work to qualify for compensation.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like Direct Auto Insurance. If they won’t deal fairly, we prepare for a case concluded with settlement in 21st Judicial District Court and pursue full compensation.