General Personal Injury FAQs — Greenwood

• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Greenwood allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like disfiguring limb deformity. Don’t accept “The at-fault driver’s policy may be void.” at face value.
• ❓What should I do if Loya Insurance Group says “We believe the claim is inflated.” after my Greenwood crash?
  Insurers like Loya Insurance Group often use lines such as “We believe the claim is inflated.” to stall or minimize claims. Even injuries like compound fracture of the leg can be life-changing. In Greenwood, we gather medical proof, challenge delay tactics, and, if needed, push for a settlement reached post-verdict in 24th Judicial District Court — outcomes in our files include results up to 684K.
• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a settlement reached post-verdict in 24th Judicial District Court. Our case histories include results such as 1.81M. The goal is simple: fair compensation for your losses in Greenwood.
• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., Alpha Property & Casualty) often second-guess medical care to cut payouts. For clients such as a victim of distracted driving crash with optic nerve damage, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.
• ❓An adjuster told me “You can’t prove emotional distress..” Can a Greenwood personal injury lawyer still help?
  Yes. Adjusters regularly say “You can’t prove emotional distress.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like Travelers. If they won’t deal fairly, we prepare for a settlement reached post-verdict in 24th Judicial District Court and pursue full compensation.
• ❓Will a gap in my medical care ruin my case in Greenwood?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “We’re still investigating liability.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.