General Personal Injury FAQs — Gateway

• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a binding arbitration resulted in favorable award. Our case histories include results such as 1.53M. The goal is simple: fair compensation for your losses in Gateway.
• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Gateway allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like hip dislocation. Don’t accept “You didn’t report the injury immediately.” at face value.
• ❓Will a gap in my medical care ruin my case in Gateway?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “We don’t believe the vehicle speed contributed.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.
• ❓An adjuster told me “We haven’t received your bills yet..” Can a Gateway personal injury lawyer still help?
  Yes. Adjusters regularly say “We haven’t received your bills yet.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like State Farm. If they won’t deal fairly, we prepare for a high-value verdict in 335th Judicial District Court and pursue full compensation.
• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., Loya Insurance Group) often second-guess medical care to cut payouts. For clients such as a cyclist hit by delivery van with liver laceration, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.
• ❓What should I do if Encompass Insurance says “There’s insufficient evidence of impact severity.” after my Gateway crash?
  Insurers like Encompass Insurance often use lines such as “There’s insufficient evidence of impact severity.” to stall or minimize claims. Even injuries like loss of bowel control after spine injury can be life-changing. In Gateway, we gather medical proof, challenge delay tactics, and, if needed, push for a binding arbitration resulted in favorable award — outcomes in our files include results up to 929K.