General Personal Injury FAQs — Dundee

• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., Elephant Insurance) often second-guess medical care to cut payouts. For clients such as a city employee hit during job duties with severe facial disfigurement, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.
• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a binding arbitration resulted in favorable award. Our case histories include results such as 1.35M. The goal is simple: fair compensation for your losses in Dundee.
• ❓Will a gap in my medical care ruin my case in Dundee?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “There are inconsistencies in your account.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.
• ❓What should I do if Kemper Corporation says “There’s a coverage issue we’re reviewing.” after my Dundee crash?
  Insurers like Kemper Corporation often use lines such as “There’s a coverage issue we’re reviewing.” to stall or minimize claims. Even injuries like spinal fusion surgery can be life-changing. In Dundee, we gather medical proof, challenge delay tactics, and, if needed, push for a binding arbitration resulted in favorable award — outcomes in our files include results up to 671K.
• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Dundee allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like spinal cord injury. Don’t accept “We’re still evaluating liability with our insured.” at face value.
• ❓An adjuster told me “This is the most we’re allowed to offer..” Can a Dundee personal injury lawyer still help?
  Yes. Adjusters regularly say “This is the most we’re allowed to offer.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like Grange Insurance. If they won’t deal fairly, we prepare for a jury verdict in 258th Judicial District Court and pursue full compensation.