General Personal Injury FAQs — Christmas

• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a case resolved during jury deliberation. Our case histories include results such as 2.4M. The goal is simple: fair compensation for your losses in Christmas.
• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., State Farm) often second-guess medical care to cut payouts. For clients such as a driver hit by uninsured motorist with Monteggia fracture, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.
• ❓An adjuster told me “The police report is inconclusive..” Can a Christmas personal injury lawyer still help?
  Yes. Adjusters regularly say “The police report is inconclusive.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like Clearcover. If they won’t deal fairly, we prepare for a settlement approved in 163rd Judicial District Court and pursue full compensation.
• ❓What should I do if Safe Auto Insurance says “You didn’t provide a recorded statement.” after my Christmas crash?
  Insurers like Safe Auto Insurance often use lines such as “You didn’t provide a recorded statement.” to stall or minimize claims. Even injuries like elbow dislocation with fracture can be life-changing. In Christmas, we gather medical proof, challenge delay tactics, and, if needed, push for a case resolved during jury deliberation — outcomes in our files include results up to 1.33M.
• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Christmas allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like nasal bone fracture. Don’t accept “We believe the claim is inflated.” at face value.
• ❓Will a gap in my medical care ruin my case in Christmas?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “The provider overcharged for services.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.