General Personal Injury FAQs — Bristol

• ❓Will a gap in my medical care ruin my case in Bristol?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “There’s a coverage issue we’re reviewing.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.
• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a verdict rendered after trial in 75th Judicial District Court. Our case histories include results such as 1.39M. The goal is simple: fair compensation for your losses in Bristol.
• ❓An adjuster told me “We’re still evaluating liability with our insured..” Can a Bristol personal injury lawyer still help?
  Yes. Adjusters regularly say “We’re still evaluating liability with our insured.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like NJM Insurance Group. If they won’t deal fairly, we prepare for a settlement approved in 75th Judicial District Court and pursue full compensation.
• ❓What should I do if Liberty Mutual says “You returned to work too quickly to justify lost wages.” after my Bristol crash?
  Insurers like Liberty Mutual often use lines such as “You returned to work too quickly to justify lost wages.” to stall or minimize claims. Even injuries like vertebral fracture can be life-changing. In Bristol, we gather medical proof, challenge delay tactics, and, if needed, push for a verdict rendered after trial in 75th Judicial District Court — outcomes in our files include results up to 1.7M.
• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., CSAA Insurance Group) often second-guess medical care to cut payouts. For clients such as a bystander injured during vehicle crash with chemical burns to face or limbs, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.
• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Bristol allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like hip replacement due to trauma. Don’t accept “There’s insufficient evidence of impact severity.” at face value.