General Personal Injury FAQs — Bristol

• ❓Will a gap in my medical care ruin my case in Bristol?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “This is the most we’re allowed to offer.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.
• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a settlement secured after expert testimony in 253rd Judicial District Court. Our case histories include results such as 1.24M. The goal is simple: fair compensation for your losses in Bristol.
• ❓What should I do if State Farm says “This is the most we’re allowed to offer.” after my Bristol crash?
  Insurers like State Farm often use lines such as “This is the most we’re allowed to offer.” to stall or minimize claims. Even injuries like retinal hemorrhage from head trauma can be life-changing. In Bristol, we gather medical proof, challenge delay tactics, and, if needed, push for a settlement secured after expert testimony in 253rd Judicial District Court — outcomes in our files include results up to 2.18M.
• ❓An adjuster told me “There’s a coverage issue we’re reviewing..” Can a Bristol personal injury lawyer still help?
  Yes. Adjusters regularly say “There’s a coverage issue we’re reviewing.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like Progressive. If they won’t deal fairly, we prepare for a settlement reached before trial in 253rd Judicial District Court and pursue full compensation.
• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Bristol allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like jaw fracture (mandibular). Don’t accept “We have to confirm if your policy was active.” at face value.
• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., USAA) often second-guess medical care to cut payouts. For clients such as a bicyclist injured on designated trail with pelvic ring disruption, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.