General Personal Injury FAQs — Bay Hill

• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a binding arbitration resulted in favorable award. Our case histories include results such as 1.5M. The goal is simple: fair compensation for your losses in Bay Hill.
• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Bay Hill allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like injury requiring bone grafting. Don’t accept “Our evaluation doesn’t match your claim.” at face value.
• ❓What should I do if Progressive says “The medical records aren’t sufficient.” after my Bay Hill crash?
  Insurers like Progressive often use lines such as “The medical records aren’t sufficient.” to stall or minimize claims. Even injuries like rotational ankle fracture can be life-changing. In Bay Hill, we gather medical proof, challenge delay tactics, and, if needed, push for a binding arbitration resulted in favorable award — outcomes in our files include results up to 929K.
• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., Stillwater Insurance) often second-guess medical care to cut payouts. For clients such as a rideshare driver involved in crash with disfiguring limb deformity, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.
• ❓Will a gap in my medical care ruin my case in Bay Hill?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “You were partially at fault for the accident.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.
• ❓An adjuster told me “There’s a gap in your medical care..” Can a Bay Hill personal injury lawyer still help?
  Yes. Adjusters regularly say “There’s a gap in your medical care.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like Elephant Insurance. If they won’t deal fairly, we prepare for a jury decision in favor of the plaintiff in 260th Judicial District Court and pursue full compensation.