General Personal Injury FAQs — Bay Hill

• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Bay Hill allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like traumatic brain swelling. Don’t accept “There’s a gap in your medical care.” at face value.
• ❓What should I do if Allstate says “You didn’t notify us within the required time frame.” after my Bay Hill crash?
  Insurers like Allstate often use lines such as “You didn’t notify us within the required time frame.” to stall or minimize claims. Even injuries like hip dislocation can be life-changing. In Bay Hill, we gather medical proof, challenge delay tactics, and, if needed, push for a jury returned a favorable verdict in 128th Judicial District Court — outcomes in our files include results up to 2.15M.
• ❓Will a gap in my medical care ruin my case in Bay Hill?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “There are inconsistencies in your account.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.
• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., Wawanesa Insurance) often second-guess medical care to cut payouts. For clients such as a passenger in rear-end collision with tarsal bone fracture, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.
• ❓An adjuster told me “The policyholder wasn’t clearly at fault..” Can a Bay Hill personal injury lawyer still help?
  Yes. Adjusters regularly say “The policyholder wasn’t clearly at fault.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like California Casualty. If they won’t deal fairly, we prepare for a settlement secured after expert testimony in 128th Judicial District Court and pursue full compensation.
• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a jury returned a favorable verdict in 128th Judicial District Court. Our case histories include results such as 2.06M. The goal is simple: fair compensation for your losses in Bay Hill.