General Personal Injury FAQs — Tulia

• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., Root Insurance) often second-guess medical care to cut payouts. For clients such as a teen passenger injured in friend’s car with tarsal bone fracture, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.
• ❓What should I do if GuideOne Insurance says “We believe the claim is inflated.” after my Tulia crash?
  Insurers like GuideOne Insurance often use lines such as “We believe the claim is inflated.” to stall or minimize claims. Even injuries like paralysis (partial or complete) can be life-changing. In Tulia, we gather medical proof, challenge delay tactics, and, if needed, push for a case resolved during jury deliberation — outcomes in our files include results up to 801K.
• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a case resolved during jury deliberation. Our case histories include results such as 2.18M. The goal is simple: fair compensation for your losses in Tulia.
• ❓Will a gap in my medical care ruin my case in Tulia?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “The vehicle damage was minor.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.
• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Tulia allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like paraplegia. Don’t accept “The pain you’re describing is subjective.” at face value.
• ❓An adjuster told me “There’s a coverage issue we’re reviewing..” Can a Tulia personal injury lawyer still help?
  Yes. Adjusters regularly say “There’s a coverage issue we’re reviewing.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like National General. If they won’t deal fairly, we prepare for a award granted by judge in 64th Judicial District Court and pursue full compensation.