General Personal Injury FAQs — Tolar

• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., NJM Insurance Group) often second-guess medical care to cut payouts. For clients such as a family struck in intersection T-bone with smoke inhalation injuries, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.
• ❓An adjuster told me “We have to confirm if your policy was active..” Can a Tolar personal injury lawyer still help?
  Yes. Adjusters regularly say “We have to confirm if your policy was active.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like Stillwater Insurance. If they won’t deal fairly, we prepare for a settlement reached post-verdict in 266th Judicial District Court and pursue full compensation.
• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Tolar allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like dislocated patella. Don’t accept “Our evaluation doesn’t match your claim.” at face value.
• ❓What should I do if Cure Auto Insurance says “The at-fault driver’s policy may be void.” after my Tolar crash?
  Insurers like Cure Auto Insurance often use lines such as “The at-fault driver’s policy may be void.” to stall or minimize claims. Even injuries like loss of bowel control after spine injury can be life-changing. In Tolar, we gather medical proof, challenge delay tactics, and, if needed, push for a settlement approved in 266th Judicial District Court — outcomes in our files include results up to 1.24M.
• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a settlement approved in 266th Judicial District Court. Our case histories include results such as 2.16M. The goal is simple: fair compensation for your losses in Tolar.
• ❓Will a gap in my medical care ruin my case in Tolar?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “There’s insufficient evidence of impact severity.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.