General Personal Injury FAQs — The Woodlands

• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in The Woodlands allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like septic arthritis after joint trauma. Don’t accept “We need an independent medical examination.” at face value.
• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., Direct Auto Insurance) often second-guess medical care to cut payouts. For clients such as a construction worker hit on site with vertebral fracture, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.
• ❓Will a gap in my medical care ruin my case in The Woodlands?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “The photos you submitted aren’t clear.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.
• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a compensation awarded during mediation process. Our case histories include results such as 1.27M. The goal is simple: fair compensation for your losses in The Woodlands.
• ❓What should I do if Safeco says “We can’t confirm that you were the driver.” after my The Woodlands crash?
  Insurers like Safeco often use lines such as “We can’t confirm that you were the driver.” to stall or minimize claims. Even injuries like compartment syndrome can be life-changing. In The Woodlands, we gather medical proof, challenge delay tactics, and, if needed, push for a compensation awarded during mediation process — outcomes in our files include results up to 1.89M.
• ❓An adjuster told me “The medical records aren’t sufficient..” Can a The Woodlands personal injury lawyer still help?
  Yes. Adjusters regularly say “The medical records aren’t sufficient.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like ACCC Insurance Company. If they won’t deal fairly, we prepare for a case concluded with settlement in 333rd Judicial District Court and pursue full compensation.