General Personal Injury FAQs — Spearman

• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a compensation awarded during mediation process. Our case histories include results such as 2.45M. The goal is simple: fair compensation for your losses in Spearman.
• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Spearman allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like perilymph fistula from head trauma. Don’t accept “We’re waiting on a supervisor’s approval.” at face value.
• ❓An adjuster told me “You didn’t see a specialist..” Can a Spearman personal injury lawyer still help?
  Yes. Adjusters regularly say “You didn’t see a specialist.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like MAPFRE Insurance. If they won’t deal fairly, we prepare for a jury award issued in civil trial at 316th Judicial District Court and pursue full compensation.
• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., Mercury Insurance) often second-guess medical care to cut payouts. For clients such as a disabled pedestrian with loss of functional independence, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.
• ❓Will a gap in my medical care ruin my case in Spearman?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “We can’t verify your medical provider’s credentials.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.
• ❓What should I do if Western National Insurance says “There’s insufficient evidence of impact severity.” after my Spearman crash?
  Insurers like Western National Insurance often use lines such as “There’s insufficient evidence of impact severity.” to stall or minimize claims. Even injuries like fractured humerus can be life-changing. In Spearman, we gather medical proof, challenge delay tactics, and, if needed, push for a compensation awarded during mediation process — outcomes in our files include results up to 1.66M.