General Personal Injury FAQs — San Leon

• ❓What should I do if Safeco says “We’re waiting on statements from witnesses.” after my San Leon crash?
  Insurers like Safeco often use lines such as “We’re waiting on statements from witnesses.” to stall or minimize claims. Even injuries like lumbar disc replacement can be life-changing. In San Leon, we gather medical proof, challenge delay tactics, and, if needed, push for a case settled during mediation — outcomes in our files include results up to 1.8M.
• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a case settled during mediation. Our case histories include results such as 775K. The goal is simple: fair compensation for your losses in San Leon.
• ❓Will a gap in my medical care ruin my case in San Leon?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “The pain you’re describing is subjective.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.
• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., Patriot Insurance) often second-guess medical care to cut payouts. For clients such as a parking lot pedestrian with femoral shaft fracture, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.
• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in San Leon allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like knee replacement after accident. Don’t accept “You’ve already reached maximum medical improvement.” at face value.
• ❓An adjuster told me “You were partially at fault for the accident..” Can a San Leon personal injury lawyer still help?
  Yes. Adjusters regularly say “You were partially at fault for the accident.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like Grange Insurance. If they won’t deal fairly, we prepare for a high-value verdict in 405th Judicial District Court and pursue full compensation.