General Personal Injury FAQs — Roscoe

• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., American Strategic Insurance) often second-guess medical care to cut payouts. For clients such as a storefront collision victim with torn Achilles tendon, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.
• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a damages awarded in settlement conference. Our case histories include results such as 911K. The goal is simple: fair compensation for your losses in Roscoe.
• ❓Will a gap in my medical care ruin my case in Roscoe?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “We’re waiting on statements from witnesses.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.
• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Roscoe allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like mandibular nerve injury. Don’t accept “Our evaluation doesn’t match your claim.” at face value.
• ❓What should I do if Dairyland Insurance says “There’s a coverage issue we’re reviewing.” after my Roscoe crash?
  Insurers like Dairyland Insurance often use lines such as “There’s a coverage issue we’re reviewing.” to stall or minimize claims. Even injuries like loss of bladder control after spine trauma can be life-changing. In Roscoe, we gather medical proof, challenge delay tactics, and, if needed, push for a damages awarded in settlement conference — outcomes in our files include results up to 2.18M.
• ❓An adjuster told me “You waited too long to seek treatment..” Can a Roscoe personal injury lawyer still help?
  Yes. Adjusters regularly say “You waited too long to seek treatment.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like Wawanesa Insurance. If they won’t deal fairly, we prepare for a six-figure settlement finalized in 32nd Judicial District Court and pursue full compensation.