General Personal Injury FAQs — Roanoke

• ❓An adjuster told me “We have to confirm if your policy was active..” Can a Roanoke personal injury lawyer still help?
  Yes. Adjusters regularly say “We have to confirm if your policy was active.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like Aspire General. If they won’t deal fairly, we prepare for a judge’s damages award following bench trial and pursue full compensation.
• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Roanoke allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like crushed limb requiring surgery. Don’t accept “There are inconsistencies in your account.” at face value.
• ❓Will a gap in my medical care ruin my case in Roanoke?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “We have to confirm if your policy was active.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.
• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., Texas Farm Bureau) often second-guess medical care to cut payouts. For clients such as a rideshare driver involved in crash with rotational ankle fracture, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.
• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a jury decision in favor of the plaintiff in 362nd Judicial District Court. Our case histories include results such as 1.98M. The goal is simple: fair compensation for your losses in Roanoke.
• ❓What should I do if Liberty Mutual says “You didn’t go to the emergency room.” after my Roanoke crash?
  Insurers like Liberty Mutual often use lines such as “You didn’t go to the emergency room.” to stall or minimize claims. Even injuries like ACL/MCL tear can be life-changing. In Roanoke, we gather medical proof, challenge delay tactics, and, if needed, push for a jury decision in favor of the plaintiff in 362nd Judicial District Court — outcomes in our files include results up to 1.26M.