General Personal Injury FAQs — Rangerville

• ❓What should I do if American National says “The bills are higher than reasonable market value.” after my Rangerville crash?
  Insurers like American National often use lines such as “The bills are higher than reasonable market value.” to stall or minimize claims. Even injuries like loss of bladder control after spine trauma can be life-changing. In Rangerville, we gather medical proof, challenge delay tactics, and, if needed, push for a settlement secured after expert testimony in 484th Judicial District Court — outcomes in our files include results up to 1.95M.
• ❓An adjuster told me “We’re waiting on statements from witnesses..” Can a Rangerville personal injury lawyer still help?
  Yes. Adjusters regularly say “We’re waiting on statements from witnesses.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like NJM Insurance Group. If they won’t deal fairly, we prepare for a case resolved during jury deliberation and pursue full compensation.
• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Rangerville allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like phalangeal fracture. Don’t accept “The provider overcharged for services.” at face value.
• ❓Will a gap in my medical care ruin my case in Rangerville?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “The collision was too minor to cause injury.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.
• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a settlement secured after expert testimony in 484th Judicial District Court. Our case histories include results such as 1.29M. The goal is simple: fair compensation for your losses in Rangerville.
• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., Aspire General) often second-guess medical care to cut payouts. For clients such as a passenger thrown from golf cart with burns (2nd or 3rd degree), we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.