General Personal Injury FAQs — Point

• ❓Will a gap in my medical care ruin my case in Point?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “Your injury doesn’t meet our definition of serious.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.
• ❓What should I do if State Farm says “You didn’t report the injury immediately.” after my Point crash?
  Insurers like State Farm often use lines such as “You didn’t report the injury immediately.” to stall or minimize claims. Even injuries like closed head injury can be life-changing. In Point, we gather medical proof, challenge delay tactics, and, if needed, push for a out-of-court settlement following litigation — outcomes in our files include results up to 2.48M.
• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., Patriot Insurance) often second-guess medical care to cut payouts. For clients such as a driver rear-ended at red light with cubital tunnel syndrome post-trauma, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.
• ❓An adjuster told me “The bills are higher than reasonable market value..” Can a Point personal injury lawyer still help?
  Yes. Adjusters regularly say “The bills are higher than reasonable market value.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like Grange Insurance. If they won’t deal fairly, we prepare for a jury awarded damages in 354th Judicial District Court and pursue full compensation.
• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Point allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like severe concussion. Don’t accept “We’re still evaluating liability with our insured.” at face value.
• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a out-of-court settlement following litigation. Our case histories include results such as 2.17M. The goal is simple: fair compensation for your losses in Point.