General Personal Injury FAQs — Palisades

• ❓What should I do if Infinity Insurance says “We need an independent medical examination.” after my Palisades crash?
  Insurers like Infinity Insurance often use lines such as “We need an independent medical examination.” to stall or minimize claims. Even injuries like mandibular nerve injury can be life-changing. In Palisades, we gather medical proof, challenge delay tactics, and, if needed, push for a settlement approved in 47th Judicial District Court — outcomes in our files include results up to 2.17M.
• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Palisades allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like loss of bowel control after spine injury. Don’t accept “Your injuries were pre-existing.” at face value.
• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a settlement approved in 47th Judicial District Court. Our case histories include results such as 1.44M. The goal is simple: fair compensation for your losses in Palisades.
• ❓An adjuster told me “We can’t verify your medical provider’s credentials..” Can a Palisades personal injury lawyer still help?
  Yes. Adjusters regularly say “We can’t verify your medical provider’s credentials.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like ACCC Insurance Company. If they won’t deal fairly, we prepare for a compensation awarded during mediation process and pursue full compensation.
• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., GuideOne Insurance) often second-guess medical care to cut payouts. For clients such as a passenger struck in side-impact collision with phalangeal fracture, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.
• ❓Will a gap in my medical care ruin my case in Palisades?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “The at-fault driver’s policy may be void.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.